Buying your first property is one of the biggest financial decisions you will ever make. The UK Government is committed to helping would-be homeowners by offering a range of attractive programs, including Help to Buy and Stamp Duty Land Tax.Resource: haitchconvey.com.au

Is it better to use a local solicitor for conveyancing?

Whether you are purchasing a house, flat or investment property in Thornbury, you need to work with a qualified and experienced conveyancer. A solicitor will handle all the legal elements of transferring ownership of your property, from completing the contract for sale to registering your purchase at HM Land Registry. Your solicitor will also order searches, raise questions for the seller’s solicitor and review contracts to ensure your interests are protected.

When you choose your conveyancer, look for a firm that offers fixed fees for their services and details any additional costs, such as local authority searches or Stamp Duty Land Tax, in their quotation. Avoid firms that charge an hourly rate as these can add up to a significant bill.

If you are buying with a mortgage, it is essential that your solicitor is on your lender’s panel. This will speed up your transaction and prevent any unnecessary delays. At Quittance, our panel solicitors have established relationships with 99% of the UK’s mortgage lenders, from the largest banks such as NatWest to smaller building societies such as Leeds Building Society. Our solicitors can even advise on bridging loans for home buyers who need to get into their new property quickly.